Penquis partners with MaineStream Finance to provide HUD- and MSHA-certified Home Buyer Education to first-time buyers across Maine. These courses help you qualify for special mortgage programs through MSHA, FHA, and VA.
Choose from in-person sessions, livestream Zoom classes, or flexible self-paced online programs through eHome and Framework. Upon completion, you’ll receive a certificate valid for two years.
Register now for MaineStream Finance Home Buyer Education
Why Home Buyer Education Matters
First-time homebuyers benefit from understanding credit readiness, loan options, real estate terminology, and budgeting. These classes ensure you’re prepared, confident, and able to make informed decisions throughout your homeownership journey.
About MaineStream Finance
MaineStream Finance is a nonprofit Community Development Financial Institution (CDFI) and a wholly-owned subsidiary of Penquis. Since 1999, they’ve helped Maine residents achieve homeownership through lending, financial education, and personalized support. As a HUD- and MSHA-certified provider, MaineStream offers trusted education that meets lender requirements and unlocks access to special mortgage programs.
Our Commitment to Maine Homebuyers
At Penquis and MaineStream Finance, we believe homeownership should be achievable for all individuals and families, regardless of income or background. We’re proud to serve a wide range of communities throughout Maine—from rural regions to urban centers—by providing accessible, affordable resources that make buying a home less overwhelming and more empowering.
Our clients often include first-time homebuyers, veterans, low- to moderate-income families, and individuals rebuilding their financial stability. Through trusted education, one-on-one counseling, and partnerships with state and federal housing programs, we help remove barriers and guide clients step-by-step through the home buying process.
Because MaineStream Finance is a certified nonprofit CDFI and a wholly-owned subsidiary of Penquis, you can trust that our mission is rooted in community development, not profit. That means you receive unbiased information, personalized guidance, and access to tools that genuinely support your long-term financial well-being.
Looking for related support? You may also be interested in our weatherization or home repair services.
